Skip to Content
Close Icon

Savings Accounts & HSAs

Home Personal Savings & HSAs

Save for a Specific Goal or Medical Costs

Saving money goes a long way toward feeling less stressed about your finances. All of our savings account options offer special benefits to help you save money and be more prepared for future expenses, both planned and unplanned.

Savings Account Comparison Table

 

A great solution if…

Benefits & features

Fees & limitations

Money Market Savings Account

You need a low-cost savings account to save for specific goals or a rainy day.

Earn interest on all balances: 0.80% APY* on balances up to $89,999; 1.50% APY* on balances over $90,000.

$10.00 minimum opening deposit

 

No service charges

Christmas Club Savings

You want an account to help you save specifically for the holiday season.

Interest-bearing account: 0.80% APY* on all balances.

$10.00 minimum opening deposit.

IRA Account

You need a flexible savings solution to begin building or supplementing your retirement savings.

Interest-bearing accounts: 1.75% APY* for all balances.

No fee for contributions or distributions.

 

$10 minimum opening deposit.

Saving Account Rates

 

A great solution if…

Benefits & features

Fees & limitations

Money Market Savings Account

You need a low-cost savings account to save for specific goals or a rainy day.

Earn interest on all balances: 0.80% APY* on balances up to $89,999; 1.75% APY* on balances over $90,000

$250 minimum opening deposit

 

No service charges

 

Minimum opening deposit for account for individuals age 18 and younger: $10.00

Christmas Club Savings

You want an account to help you save specifically for the holiday season.

Interest-bearing account: 0.80% APY* on all balances

$10 minimum opening deposit

IRA Account

You need a flexible savings solution to begin building or supplementing your retirement savings.

Interest-bearing accounts: 2.00% APY* for all balances

No fee for contributions or distributions

Saving Accounts Rates

Savings Account Rates

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Deposit to Open Account Minimum Balance to Obtain APY
Money Market Savings 0.80% 0.80% $10.00 $0.01
Money Market Savings 1.49% 1.50% $10.00 $90,000.00
Christmas Club Savings 0.80% 0.80% $10.00 $.01
IRA Account 1.74% 1.75% $10.00 $.01
Savings Account Rates

Savings Account Rates

Account Type Interest Rate Annual Percentage Yield (APY) Minimum Deposit to Open Account Minimum Balance to Obtain APY
Money Market Savings 0.80% 0.80% $250.00* $0.01
Money Market Savings 1.49% 1.50% $250.00* $90,000.00
Christmas Club Savings 0.80% 0.80% $10.00 $.01
IRA Account 1.74% 1.75% $10.00 $.01

*A minimum deposit to open a Money Market Savings account for individuals age 18 years or younger is $10.00

Rates may change after the account is opened. Fees may reduce earnings. 


Health Savings Accounts (HSAs)

A health savings account, or HSA, is a special kind of savings account designed to help you put away money specifically for medical expenses. If you have a high-deductible health plan, you are required to pay out-of-pocket for health care up to your deductible, which can be thousands of dollars. That’s where a health savings account comes in.

The funds in your HSA can be used to pay for qualifying medical expenses for you, your spouse or your dependents. This helps you bridge the gap to your insurance deductible.

Features of our HSAs include:

  • $100 minimum deposit to open
  • No monthly service charges
  • Free first order of personalized checks, which you use to pay for medical costs
  • Earn interest on every dollar in your account
  • Free unlimited check writing
HSA illustration
HSA Account Rates

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance to Obtain APY

0.20%

0.20%

$0.01

0.25%

0.25%

$1,000

0.45%

0.45%

$2,500

The rates listed above are effective as of Sunday, Aug 18, 2019, and may change without notice.Rates may change after account is opened; fees may reduce earnings

*APY - Annual Percentage Yield