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CDs & IRAs

Home Personal CDs & IRAs

Be Prepared for Your Financial Future

You cannot put a price tag on peace of mind. This is especially truly when it comes to your money and feeling financially secure for the future.

The CDs & IRAs we offer are avenues to help you save and grow your wealth over time, resulting in you having the funds to live the life you’ve dreamed of.

Certificates of Deposit

Grow your money with a guaranteed rate and up to $250,000 in FDIC protection. Our CDs come with terms ranging from 91 days to 60 months to fit your specific cash needs.

Minimum opening deposit of $500 required. A penalty may be imposed for early withdrawal.

Individual Retirement Accounts

Our IRAs can be  structured as a CD. The CD terms range from 11 months to 60 months. Other features of our IRAs include:

  • $500 minimum deposit to open
  • No early withdrawal penalty imposed after reaching age 59 1/2
  • A penalty may be imposed for early withdrawal from a certificate of deposit

Current CD Rates

CDs
Certificates of Deposit

Account Type

Interest Rate

Annual Percentage Yield (A.P.Y.)

Minimum Deposit to Open Account

Minimum Balance to Obtain A.P.Y.

91 Day

0.75%

0.75%

$500.00

$500.00

182 Day

1.15%

1.15%

$500.00

$500.00

9 Month 0.75% 0.75% $500.00 $500.00

11 Month

1.69%

1.70%

$500.00

$500.00

12 Month

1.79%

1.80%

$500.00

$500.00

18 Month

1.79%

1.80%

$500.00

$500.00

24 Month

1.99%

2.00%

$500.00

$500.00

30 Month

2.09%

2.10%

$500.00

$500.00

36 Month

2.19%

2.20%

$500.00

$500.00

48 Month

2.29%

2.30%

$500.00

$500.00

60 Month

2.39%

2.40%

$500.00

$500.00

CD Rates
Certificates of Deposit

Account Type

Interest Rate

Annual Percentage Yield (A.P.Y.)

Minimum Deposit to Open Account

Minimum Balance to Obtain A.P.Y.

91 Day

0.75%

0.75%

$500.00

$500.00

182 Day

1.15%

1.15%

$500.00

$500.00

11 Month

1.69%

1.70%

$500.00

$500.00

12 Month

1.79%

1.80%

$500.00

$500.00

18 Month

1.79%

1.80%

$500.00

$500.00

24 Month

1.99%

2.00%

$500.00

$500.00

30 Month

2.09%

2.10%

$500.00

$500.00

36 Month

2.19%

2.20%

$500.00

$500.00

48 Month

2.29%

2.30%

$500.00

$500.00

60 Month

2.39%

2.40%

$500.00

$500.00

* The rates listed on this page are effective as of Thursday, Oct 17, 2019.