Deposits
- Savings Accounts
- Certificates of Deposit
- Free Advantage Checking
- Advantage Now Checking Accounts
- Advantage Plus Checking Accounts
- Advantage Gold Checking Accounts
- Retirement Accounts: IRAs, SEP IRAs, Roth IRAs
- Health Savings Account
The rates listed below are effective as of
Call or e-mail Madison County Bank for more information. Phone 402-454-6511 or 402-644-8200 or e-mail mcbank@cableone.net .
A great way to put money away for special occasions - college education, vacation, retirement, or unexpected emergencies .
-Open an account with a $250 deposit
-No service charges
-Free ATM card (subject to qualification)
- Current rates
A variety of terms available, offering you higher annual percentage yields for your investment.
-Terms ranging from 91 days to 60 months
-Minimum deposit of $500
-A penalty may be imposed for early withdrawal
-Current rates
If you're looking for an account that will help you make every penny count, you'll appreciate the features of our Free Advantage Checking Account.
-No minimum balance requirement
-No service charges
-Free first order of personalized checks
-Free unlimited check writing
-Free ATM or VISA Debit Card (subject to qualification)
When you want an interest-bearing account with a low minimum balance requirement, check out our Advantage NOW Checking Account.
-Maintain a $100 minimum balance and there is no service charge
-Free first order of personalized checks
-Interest on checking when you maintain a balance of $1,000
-Free unlimited check writing
-Free ATM or VISA Debit Card (subject to qualification)
- Current rates
If you're looking for a club account with a lot of privileges without a lot of extra fees, the Advantage Plus Checking Account is for you. Extraordinary benefits for one low monthly membership fee.
-No minimum balance requirement
-No monthly service charge
-Free personalized club checks
-Earn interest on every penny
-Low $3.00 monthly membership fee
-No fee for traveler's checks, cashier's checks or money orders
-Free unlimited check writing
-Free ATM or VISA Debit Card (subject to qualification)
- Current rates
If you are 50 or better, you deserve the benefits and pleasures of our Advantage Gold Checking Account, all at no cost to you.
-No minimum balance requirement
-No monthly service charge or membership fee
-Free personalized checks
-Earn interest on every penny
-No fee for traveler's checks, cashier's checks or money orders
-Free unlimited check writing
-Free ATM or VISA Debit Card (subject to qualification)
- Current rates
Retirement Accounts: IRAs, SEP IRAs, Roth IRAs
Save for your retirement with one of our IRA accounts - the higher yielding certificate of deposit or the flexible savings account.
-Savings account with no fee for contributions or distributions
-Certificates of deposit, with terms ranging from 11 months to 60 months.
-No early withdrawal penalty imposed after reaching age 59 1/2
-A penalty may be imposed for early withdrawal from a certificate of deposit
Health Savings Account
A health savings account is a tax exempt account established to be used for the exclusive purpose of paying the medical expenses of you, your spouse and your dependents.
- $100 minimum deposit to open account
- No monthly service charges
- Free first order of personalized checks
- Earn interest on every penny
- Free unlimited check writing
Account Type |
Interest Rate |
Annual Percentage Yield (A.P.Y.) |
Minimum Deposit to Open Account |
Minimum Balance to Obtain A.P.Y. |
Money Market Savings |
.25% |
.25% |
$250.00 |
$.01 |
Money Market Savings |
.55% |
.55% |
$250.00 |
$90,000.00 |
Christmas Club Savings |
.25% |
.25% |
$10.00 |
$.01 |
I.R.A. Account |
1.05% |
1.05% |
$10.00 |
$.01 |
Rates may change after the account is opened. Fees may reduce earnings. |
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Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit to Open Account |
Minimum Balance to Obtain A.P.Y. |
91 Day |
.10% |
.10% |
$500.00 |
$500.00 |
182 Day |
.55% |
.55% |
$500.00 |
$500.00 |
11 Month |
.70% |
.70% |
$500.00 |
$500.00 |
12 Month |
.70% |
.70% |
$500.00 |
$500.00 |
18 Month |
.85% |
.85% |
$500.00 |
$500.00 |
24 Month |
1.00% |
1.00% |
$500.00 |
$500.00 |
30 Month |
1.05% |
1.05% |
$500.00 |
$500.00 |
36 Month |
1.10% |
1.10% |
$500.00 |
$500.00 |
48 Month |
1.15% |
1.15% |
$500.00 |
$500.00 |
60 Month |
1.20% |
1.20% |
$500.00 |
$500.00 |
A penalty may be imposed for early withdrawal. |
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Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit to Open Account |
Minimum Balance to Obtain A.P.Y. |
Checking |
.10% |
.10% |
$100.00 |
$1,000.00 |
Checking |
1.04% |
1.05% |
$100.00 |
$25,000.00 |
Rates may change after the account is opened. Fees may reduce earnings. |
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Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit to Open Account |
Minimum Balance to Obtain A.P.Y. |
Checking |
.10% |
.10% |
$100.00 |
$.01 |
Checking |
.15% |
.15% |
$100.00 |
$1,000.00 |
Checking |
1.04% |
1.05% |
$100.00 |
$25,000.00 |
Rates may change after the account is opened. Fees may reduce earnings. |
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Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit to Open Account |
Minimum Balance to Obtain A.P.Y. |
Checking |
.10% |
.10% |
$100.00 |
$.01 |
Checking |
.15% |
.15% |
$100.00 |
$1,000.00 |
Checking |
1.04% |
1.05% |
$100.00 |
$25,000.00 |
Rates may change after the account is opened. Fees may reduce earnings. |
||||
Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum Deposit to Open Account |
Minimum Balance to Obtain A.P.Y. |
Checking |
.10% |
.10% |
$100.00 |
$.01 |
Checking |
.15% |
.15% |
$100.00 |
$1,000.00 |
Checking |
.45% |
.45% |
$100.00 |
$2,500.00 |
Rates may change after the account is opened. Fees may reduce earnings. Current Rates May Change Without Notice |
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